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Did You Receive a 1095-C Form in the Mail and Are Wondering Why?

Did You Receive a 1095-C Form in the Mail and Are Wondering Why?

What is a 1095-C Form?

The 1095-C is a tax form that provides information about the health insurance coverage your employer offered you. It helps the IRS track employer-provided health coverage and determines if you were eligible for any health insurance subsidies through the Marketplace.

Why Did You Receive This Form?

You received this form because:

  • You were a full-time employee (worked 30+ hours per week) at any point during the year.

  • Your employer is required to send it under the Affordable Care Act (ACA).

  • Your employer offered you health insurance, even if you didn’t enroll.

What’s on the 1095-C?

  • Your and your employer’s information.

  • Details about the health insurance offered (including cost and coverage).

  • Names of covered individuals (if you, your spouse, or dependents were enrolled).

You can also visit the official IRS Website for more info.

1095C Form.png
  1. Review the form for accuracy, and if you see any errors contact Human Resources or your Benefits Department.

  2. Keep it for your records—you don’t need to send it to the IRS.
     

Still have questions? Reach out to your employer’s benefits team for assistance.

Not necessarily. The IRS does not require you to file this form with your tax return, but you should keep it for your records.

  • If you had employer-provided coverage all year, this form is just for reference.

  • If you bought a plan through the Marketplace, you may need it to confirm whether you qualify for premium tax credits.

Does This Affect Your Taxes?

What Should You Do Next?

Does This Affect Your Taxes?

Not necessarily. The IRS does not require you to file this form with your tax return, but you should keep it for your records.

  • If you had employer-provided coverage all year, this form is just for reference.

  • If you bought a plan through the Marketplace, you may need it to confirm whether you qualify for premium tax credits.

What Should You Do Next?

  1. Review the form for accuracy, and if you see any errors contact Human Resources or your Benefits Department.

  2. Keep it for your records—you don’t need to send it to the IRS.
     

Still have questions? Reach out to your employer’s benefits team for assistance.

What is a 1095-C Form?

The 1095-C is a tax form that provides information about the health insurance coverage your employer offered you. It helps the IRS track employer-provided health coverage and determines if you were eligible for any health insurance subsidies through the Marketplace.

Why Did You Receive This Form?

You received this form because:

  • You were a full-time employee (worked 30+ hours per week) at any point during the year.

  • Your employer is required to send it under the Affordable Care Act (ACA).

  • Your employer offered you health insurance, even if you didn’t enroll.

What’s on the 1095-C?

  • Your and your employer’s information.

  • Details about the health insurance offered (including cost and coverage).

  • Names of covered individuals (if you, your spouse, or dependents were enrolled).

You can also visit the official IRS Website for more info.

1095C Form.png
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